Cable Installers Insurance

Minnesota Cable Installers Insurance

Let us be your tour guide for MN cable installers insurance for your small cable TV, satellite TV, digital TV, and subscription TV installation company. As a cable installer in Minnesota, you have worked very hard to build your small business.

Companies that install cabling or pull cable for residents or businesses, including those for telephones, data installations, high-speed internet, and satellite dishes, all need your services.

You work with crimping pliers, cable slicing knives, voltage detectors, probe pics, modular crimpers, coaxial cable, low-voltage wire, low-voltage wire connectors, fish tape, and more.

Proper business insurance is essential to protecting the future of your Minnesota cable installation business.

Call us at 952-222-8073 or click Get My Quote below. Your cable installer liability insurance is just a call or click away!

Often, general contractors require a certificate of insurance or proof of insurance to ensure you can work and get paid. They are just looking for general liability insurance fifty percent of the time.

However, they may also be seeking additional insured coverage, including ongoing and completed operations, waiver of subrogation status, primary non-contributory language, or commercial auto and workers’ compensation insurance, per project.

General Liability Insurance for Cable Installation Contractors

General liability insurance is the core policy and starting point of most Minnesota cable installation contractors. It covers bodily injury and property damage, making it a crucial policy for your cable or satellite TV installer business.

Often, companies include a property damage deductible ($500, $1,000, $2,500, etc.). Please consider the deductible when determining the proper insurance for your low-voltage contracting business. Generally, having a property damage deductible would decrease your insurance cost.

Typical limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per-occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have been given specific requirements from an MN satellite TV provider, computer company, or telecommunications company.

We offer a wide range of cable installers’ insurance to choose from. Please email it to us, as this will save you time and help you secure an insurance certificate and contract quickly.

Business Owners Policy (BOP) – Minnesota Cable Installers Insurance

Take a general liability insurance policy and add the coverage that many cable installation companies need, such as building and personal property coverage. Building coverage is not required, but many insurance companies require at least $5,000 in business and personal property coverage. If you qualify, a BOP is preferred because it includes more coverage.

Contact Us for a Quote 

We are ready to discuss your Minnesota cable business’s insurance needs. Tell us; we are listening.

Please call 952-222-8073 or use our easy online form to request a liability insurance quote for your cable installers from your Minnesota small business. Don’t delay; other contractors have already saved 37%!

Frequently Asked Questions (FAQ)

Q: Does the law require a cable installer to have insurance?

Ans:- There is no requirement in Minnesota to carry general liability insurance/cable installers insurance unless you are licensed. However, if you have employees, you are required to carry workers’ compensation insurance. Additionally, a general contractor or the person you are working for may also need these coverages.

Q- How much cable installers insurance will I need?

Ans:- Generally speaking, most cable installers carry a $1,000,000/$2,000,000 policy. Cable installers insurance is cheap. Often, a $300,000/$600,000 or $500,000/$1,000,000 policy is the same price because it is at the minimum premium. However, you can be required to carry higher limits and more coverage. Many large, nationwide cable companies have strict insurance requirements.

Q- What is the price of liability insurance?

Answer: You can expect to pay around $40 per month for general liability insurance, assuming one owner performs cabling. Most small businesses we insure spend less than $83.00 per month, and very few, less than 2%, spend over $100. Our licensed insurance agents are happy to assist you if you have questions or would like a price quote.