Plumbing Insurance

Minnesota Plumbing Insurance

Are you looking for plumbing insurance in Minnesota? Your search has ended.

Your plumbing insurance quotes in Minnesota are now just a click away! As a plumber, you need proper plumbing insurance coverage for your business.

You’ve worked hard to get where you are and don’t need an accident or other mishap to screw things up. Do not buy it just because the Minnesota Department of Labor and Industry requires it for master plumbers in Minnesota.

However, a lawsuit or other liabilities can severely impact your Minnesota plumbing business.

Our specialty is plumbing, and we work with plumbers; please share this with everyone. Bundling commercial auto insurance and workers’ compensation insurance can result in additional discounts and credits.

We also write Minnesota master plumbing bonds and mechanical bonds. Your plumbing business should have both of these, and the mechanical bond is for installing water heaters.

We are plumbing business insurance professionals, and plumbers throughout Minnesota are glad they found us. We offer residential and commercial plumbing insurance, and our office is located in Minnesota.

Ask a question; it’s always free. Please request a quote from us.

We quote multiple plumbing insurance companies and compare them to find you the best rate and the proper coverage. Having clients all over Minnesota, like Minneapolis and St. Paul, Lakeville, Eagan, Bloomington, Duluth, Plymouth, Coon Rapids.

Please provide your information once, and let us shop for you. Please make us your first and last call for your Minnesota plumbers’ liability insurance.

What are you waiting for? Get your plumbing contractor’s insurance by calling us at 952-222-8073.

General Liability Insurance for Plumbing Contractors

Contractors’ general liability insurance is the core policy for Minnesota plumbing companies. Master plumbers buy this policy first.

What does general liability insurance cover? General liability insurance provides coverage for bodily injury and property damage claims. General liability insurance protects your premises, product, operations, and completed operations.

Often, MN insurance companies will include a property damage deductible, such as $1,000 or $2,500. Consider this when picking the best insurance for your plumbing business.

Typical limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per-occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented.

You must understand the basics here, as you should have a contract with a hold-harmless agreement and insurance requirements in place for all your subcontractors. We have some examples to share, ask.

Request a general liability insurance quote. Would you please take the next step in finding plumbing company insurance and ask a question?

We are here to help. You might be delightfully surprised at our service and low-cost options. Call us at 952-222-8073.

My General Contractor is Looking for Proof of Insurance

Often, a general contractor will request a certificate of insurance to ensure you can work and get paid.  They are just looking for general liability insurance fifty percent of the time.

Sometimes, they are also looking for additional insured status, sharing your liability coverage. Or to be added to commercial auto insurance and workers’ compensation insurance as well.

Business Owners Policy (BOP) Plumbing

A BOP is a general liability insurance policy that mixes liability, building coverage, and business personal property.

Most plumbers would qualify for a Business Owners Policy (BOP), and it is preferred in many cases, as it provides business interruption insurance.

We see Plumbers in Minnesota using these Search Terms.

Minnesota Plumbers Insurance, Plumbers Insurance MN, Plumbers Insurance Cost, Plumbers Liability  Insurance Quotes MN, and Plumbers Insurance Cost.

Contact Us for a Quote – Plumbing Insurance

Please tell us about your Minnesota plumbing business and its insurance needs. We are listening.

We will put together a customized plan, so you only pay for what you need.

Request your Minnesota Plumbers insurance quote now! You will be happy you did. Do yourself a favor and call 952-222-8073 right now or use the quick quote form on this page.

Plumbing Insurance Coverage Frequently Asked Questions (FAQs)

Q- What insurance should a plumber have in Minnesota?

Ans: Plumbing contractors should have sufficient general liability insurance in the event of property damage or injury. Water leaks are your enemy! If you have subcontractors working for you, they should also be insured.

Q- What is plumbing insurance?

Ans:- Plumbing insurance provides a layer of protection from lawsuits and claims while you are working. The first insurance policy plumbers typically purchase is general liability insurance.

The Minnesota Department of Labor & Industry requires insurance and a surety bond to hold a license.

Q- Is owning a plumbing business worth it?

Ans:- Being a plumbing contractor in 2021 can be a lucrative and in-demand career. The plumbing industry has grown to a total revenue of $124 billion and has increased by 3.7% this year.

Starting a plumbing business is the first step if you want to be part of this profitable industry.

Q- How long is a plumber liable for his work in Minnesota?

Answer: Many plumbers offer a one-year guarantee on the work they do. This guarantee only applies to their work, not that of any other contractor.

It is possible insurance could respond to work done several years ago.

Q- What type of plumbers make the most money?

Ans: Plumbers who work under riskier circumstances make the most money.

The BLS reports that the highest-paid plumbers, pipefitters, and steamfitters work in the steel manufacturing industry and the government sector.  The following types of contractors are involved in heavy and civil engineering construction, plumbing, heating, and air-conditioning: