Framing Contractors Insurance

Framing Contractors Insurance Minnesota

Framing Contractors’ Insurance in Minnesota is essential. You work hard each day to build and protect your small business, and the protection provided by framing contractors’ insurance is a must. That’s where we come in.

You create houses, garages, sheds, walls, commercial structures, and more. A single accident could put you in harm’s way.

We quote multiple contractor insurance companies to find the best rate and coverage. Please provide your information once, and let us shop for you.

Framers throughout Minnesota love, trust & use our services: Minneapolis, St. Paul, Mankato, Duluth, Coon Rapids, Rochester, Eagan, Burnsville, Wayzata, Minnetonka, Plymouth, and Brooklyn Park, to mention a few.

We deliver low-cost (never cheap) framing contractor insurance fast and on budget. For Minnesota carpenter insurance, make us the first and last call at 952-222-8073. Or use our easy Get My Quote link; it’s just a click away.

General Liability Insurance for Framers

Framing contractor insurance is general liability insurance, the core policy most Minnesota framers purchase. Often, general liability is referred to as public liability insurance.

What does general liability insurance cover? It covers bodily injury, property damage, libel, slander, and advertising injury claims, and is crucial for your framing company.

Minnesota general liability insurance helps protect your premises, products, operations, and completed operations.

Typical limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per-occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented.

Companies often include a $500, $1,000, or $2,500 property damage deductible.  Consider this when determining the proper insurance for your contracting business.

Perhaps you have some specific requirements for an MN general contractor. Please email it to us. Doing this saves time and helps you quickly secure a certificate and the framing contract.

My General Contractor is Looking for Proof of Insurance

Often, a general contractor will ask for a certificate of insurance so you can work and get paid. Fifty percent of the time, they are just looking for general liability insurance. Sometimes, they also seek additional insured status, commercial auto insurance, or workers’ compensation insurance.

Business Owners Policy (BOP) Framing Contractor Insurance in Minnesota

Take a general liability insurance policy and mix what many framing contractors need, like building coverage and business personal property. A BOP is preferred if you qualify, as it has numerous built-in coverages not found in a stand-alone general liability insurance policy. It also includes business interruption insurance.

Contact Us for a Quote – Framing Contractors Insurance Minnesota

Tell us about your business; we are listening. We are ready to discuss your Minnesota carpenter insurance needs.

Let us shop multiple companies so you can find coverage and prices that meet your budget. We do this daily, and our professionals will take good care of you.

We are NOT an out-of-state service center. We are your local independent insurance agency in Lakeville, MN. When you call, you talk to the same agent each time; get to know us.

Please do yourself a favor and call 952-222-8073 or use our online form to request your framing contractors’ insurance quote now!

Frequently asked questions about framing insurance (FAQ)

Q- Are framers insured?

Ans:- Is Framers Insurance required? No, framers are not required to carry public liability insurance in Minnesota. As a framer, you would typically work under a general contractor, pulling the permits; therefore, licensing is technically unnecessary. However, you should have it as a business, and most general contractors will request a certificate of insurance or proof.

Q- A framing contractor completes what sorts of work?

Ans:- Framing carpenters construct or repair residential, commercial, and industrial buildings. Framers typically use blueprints to measure and cut building materials to assemble the framework of a structure.

Q- What is the difference between a framer and a carpenter?

Ans:- A framer is a carpenter, and a framing contractor builds or assembles the primary structural parts of a wood-framed building. Framers produce exterior and interior walls out of wood studs.  Sillines, headers, floors, and frame roofs were also created using rafters and ridge poles.

Q- Are framers in demand?

Ans:- Yes, increased population has created a higher demand for framers. New home construction has been on the rise for several years now. Continued growth and job opportunities for house framers also depend on the economy.