Cable Installers Insurance

Minnesota Cable Installers Insurance

Let us be your tour guide for MN cable installers insurance for your small cable TV, satellite TV, digital TV, and subscription TV installation company. As a cable installer in Minnesota, you have worked very hard to build your small business.

Companies that install cabling or pull cable for residents or businesses, telephones, data installations, high-speed internet, and satellite dishes all need your services.

You work with crimping pliers, cable slicing knives, voltage detectors, probe pics, modular crimpers, coaxial cable, low-voltage wire, low-voltage wire connectors, fish tape, and more.

Proper business insurance is essential to protecting the future of your Minnesota cable installation business.

Call us at 952-222-8073 or click Get My Quote below. Your cable installer liability insurance is just a call or click away!

Many times, general contractors will ask for a certificate of insurance or proof of insurance so you can work and get paid. They are just looking for general liability insurance fifty percent of the time.

But sometimes, they are also looking for additional insured, per project, ongoing and completed operations, waiver of subrogation status, primary non-contributory language, or commercial auto and workers’ compensation insurance.

General Liability Insurance for Cable Installation Contractors

General liability insurance is the core policy and starting point of most Minnesota cable installation contractors. It covers bodily injury and property damage, making it a crucial policy for your cable or satellite TV installer business.

Often, companies include a property damage deductible ($500, $1,000, $2,500, etc.). Please consider the deductible when determining the proper insurance for your low-voltage contracting business. Generally, having a property damage deductible would decrease your insurance cost.

Typical limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per-occurrence limit or claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have been given specific requirements from an MN satellite TV provider, computer company, or telecommunications company.

Please email it to us. It will save you time and help you secure an insurance certificate and the contract quickly.

Business Owners Policy (BOP) – Minnesota Cable Installer Liability Insurance

Take a general liability insurance policy and mix in what many cable installation companies need, like building and personal property coverage. Building coverage is not required, but many insurance companies require at least $5,000 in business and personal property coverage. If you qualify, a BOP is preferred because it includes more coverage.

Contact Us for a Quote 

We are ready to discuss your Minnesota cable business’s insurance needs. Tell us; we are listening.

Please call 952-222-8073 or use our easy online form to request your cable installers’ liability insurance quote for your Minnesota small business. Don’t delay; other contractors have already saved 37%!

Frequently Asked Questions (FAQ)

Q- Does the law require a cable installer’s insurance?

Ans:- There is no requirement in Minnesota to carry general liability insurance unless you are licensed. However, if you have employees, you must carry workers’ compensation insurance, and a general contractor or the person you are working for might require these coverages.

Q- How much cable installer insurance will I need?

Ans:- Generally speaking, most cable installers carry a $1,000,000/$2,000,000 policy. The reason is cable installer liability insurance is cheap. Many times a $300,000/$600,000 or $500,000/$1,000,000 policy is the same price because you are at a minimum premium. However, you can be required to carry higher limits and more coverage. Many large country-wide cable companies have strict requirements on insurance.

Q- What is the price of liability insurance?

Ans:- You can expect to pay around $40 monthly for general liability insurance based on one owner doing cabling. Most small businesses we insure spend less than $83.00 per month, and very few, less than 2%, spend over $100. Our licensed insurance agents are happy to assist if you have questions or want a price quote.