Landscaping Insurance

Minnesota Landscaping Insurance

Landscaping Insurance – Find low-cost general liability insurance quotes for landscaping and lawn care businesses right here. As a landscaper or lawn service owner, you have worked hard to build your small business. Each day, you beautify the world by creating custom landscapes and green lawns. Being a contractor and working with homeowners and businesses on their property has its risks. A rock goes through a window, your bobcat causes damage, and an employee makes a poor decision. It’s essential to have proper insurance in place to protect the future of your Minnesota contracting business.

Minnesota landscaping business owners consistently find our insurance services to be top-notch. Landscaping and lawn care contractors’ insurance doesn’t have to be confusing. Rates for one owner start at $482.00 for one year. Landscaping businesses in Contractors Insurance MN will pay a higher rate if they have more active owners, a larger employee payroll, or subcontractors. Landscapers and lawn services are usually seasonal businesses. Rest assured that we also cover snow removal and plowing companies. You might need commercial auto insurance or workers’ compensation insurance. Big or small, we insure them all! Have insurance questions? Seeking a second opinion on your contractor’s insurance? Check us out; you’ll be happy you did.

General Liability Insurance for Landscaping, Lawn Care, Lawn Mowing

Landscaping insurance is a type of general liability insurance, and it is essentially the core policy that Minnesota lawn care and landscaping companies typically purchase. Covering bodily injury and property damage, this policy is essential for your small business. Contractors’ insurance, also known as general liability insurance, covers bodily injury and property damage claims. Often, companies will include a $1,000 property damage deductible. This should be taken into consideration when determining the proper insurance for your contracting business. Typical limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per-occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have some specific requirements for a general contractor. Please email it to us. This saves time and helps you secure a certificate and the contract fast.

My General Contractor is Looking for Proof of Insurance

Often, a general contractor will request a certificate of insurance to ensure you can work and get paid.  Fifty percent of the time, they are just looking for general liability insurance. Sometimes, they are also looking for additional insured status to be added, as well as commercial auto insurance and workers’ compensation insurance.

Business Owners Policy (BOP) Landscaping / Lawn Care

Take a general liability insurance policy and add what some landscapers need, such as building coverage and business personal property. If you qualify, a BOP is preferred, even if the property isn’t written as such, as it includes business interruption insurance.

Contact Us for a Quote – Minnesota Landscaping Insurance

Tell us about your Minnesota landscaping, lawn care, and insurance needs; we’re listening. Do yourself a favor and call 952-222-8073 right now or complete the quick quote form on this page. Request your Minnesota contractors’ insurance quote now! You will be happy you did.