Painters Insurance

Minnesota Painters Insurance

Seeking a competitive quote for your Minnesota painters’ insurance? Let us be your insurance tour guide for MN painters’ insurance for your small business. As a painting company in Minnesota, you have worked very hard to build your small business. It’s essential to have proper business insurance in place to protect the future of your Minnesota painting business. Whether you are doing interior painting or exterior painting, we have the perfect general liability insurance policy for you.

Painting contractors in Minnesota, pay attention. Protect your painting business from costly incidents, including paint spills, bodily injury, and other types of property damage. Lawsuits and other liabilities can harm, even devastate, your Minnesota painting business. You can do residential or commercial painting, including painting houses, apartments, and other properties. Application methods include brushing, rolling, and spraying. We have the right painter’s insurance for your painting company. Many “one-owner” painting contractors we work with qualify for a comprehensive policy for only $482.00 per year (two payments). It has a $ 250.00 deductible for property damage, which is typical.

General Liability Insurance – Painters Insurance 

Painters insurance is a type of general liability insurance that serves as the core policy and starting point for most painting contractors in Minnesota. Covering bodily injury and property damage, this policy is essential for your painting business. Often, companies include a property damage deductible (e.g., $250, $500, $ 1,000). This should be taken into consideration when determining the proper painter’s insurance for your painting business.

Typical limits of liability coverage are $1,000,000/$2,000,000. The $1,000,000 represents the per-occurrence limit or per claim. The $2,000,000 represents the aggregate limits or maximum per policy term limit for all claims presented. Perhaps you have been given some specific requirements from an MN general contractor. Please email it to us. This saves time and helps you secure a certificate of insurance and the contract fast.

My General Contractor is Looking for Proof of Insurance

Often, a general contractor will request a certificate of insurance to ensure you can work and get paid.  Fifty percent of the time, they are just looking for general liability insurance. Sometimes, they are also looking for additional insured status to be added, as well as commercial auto insurance and workers’ compensation insurance.

Business Owners Policy (BOP) Painters Insurance 

Consider a painter’s insurance policy or general liability insurance policy and add coverage that many painting companies require, such as building coverage and business personal property. If you qualify, a BOP is preferred, even if the property isn’t written as such, as it includes business interruption insurance.

Contact Us for a Quote – Minnesota Painters Insurance

Tell us about your Minnesota painting business and insurance needs; we’re here to listen. We are ready to create a customized painters insurance plan tailored to your contracting business. Do yourself a favor and call 952-222-8073 right now or use the quick quote forms on this page. Request your MN painters’ insurance quote now! You should do it now, don’t wait any longer. You will be happy you did.